Synchrony Financial

SYF: XNYS (USA)

Morningstar Rating for Stocks	Fair Value	Economic Moat	Capital Allocation
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Synchrony's Loan Growth Has Slowed but Credit Costs Will Likely Improve in 2025

Michael Miller

Jan 29, 2025

Business Strategy and Outlook

Synchrony Financial partners with retailers and medical providers to offer promotional financing as well as private-label and co-branded general-purpose credit cards. While the company’s CareCredit cards and installment loans have consistently performed well, its private-label and co-branded credit cards, co-marketed through partnerships with retailers, can often face material headwinds when retail sales suffer.

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Synchrony Financial

Synchrony's Loan Growth Has Slowed but Credit Costs Will Likely Improve in 2025

Business Strategy and Outlook

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