Verisk's Expansive Database Is the Foundation of its Wide Moat

Verisk Analytics is the data and analytics backbone of the US property and casualty insurance industry. The firm leverages a vast contributory database and industry relationships dating to its origin as an insurance provider consortium to derive analytical solutions that improve underwriting and claims outcomes, and operating efficiency. Alongside a contributory database with over 32 billion standardized records of insurance transactions, Verisk has established a proprietary dataset of P&C risks facing over 16 million commercial properties, environmental hazards facing every postal address in the US, and is a leader in catastrophe modeling used by insurers, financial institutions, and governments.