Barclays PLC

BARC: XLON (GBR)

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Barclays: A Diversified Franchise Still Defined by Its Investment Bank

Niklas Kammer

Oct 22, 2025

Business Strategy and Outlook

Barclays operates what we believe to be a strong retail franchise underpinned by a market-leading share in credit cards in the UK. It also runs a bulge-bracket investment bank, one of the last full-service global investment banks headquartered in Europe. Lastly, Barclays operates a credit card and current account business in the US and a global wholesale banking operation.

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Barclays PLC

Barclays: A Diversified Franchise Still Defined by Its Investment Bank

Business Strategy and Outlook

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