NIB Holdings Ltd

NHF: XASX (AUS)

Morningstar Rating for Stocks	Fair Value	Economic Moat	Capital Allocation
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NIB: More Members and Steady Margins Underpin Earnings Growth

Nathan Zaia

Dec 17, 2025

Private health insurance statistics published by the Australian Prudential Regulation Authority showed a very poor 1.9% net insurance margin in the June 2025 quarter, but an improvement to 3.9% in the September 2025 quarter suggests that nonrecurring events may have created volatility.

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NIB Holdings Ltd

NIB: More Members and Steady Margins Underpin Earnings Growth

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