NMI Holdings Inc NMIH

Morningstar Rating

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

NMIH is trading at a LOCK|HVPyg premium.
Price
$38.83
Fair Value
LOCK|.l><@j>W
Uncertainty
LOCK|>JD!S
1-Star Price
LOCK|.D>>p$S
5-Star Price
LOCK|.@&jz@^>
Economic Moat
LOCK|q@@
Capital Allocation
—

Trading Information

Previous Close Price
—
Day Range
—–—
52-Week Range
—–—
Bid/Ask
— / —
Shares Outstanding
75.22M
Market Cap
—
Volume/Avg
— / —

Key Statistics

Price/Earnings (Normalized)
7.51
Price/Sales
4.05
Dividend Yield (Trailing)
0.00%
Dividend Yield (Forward)
0.00%
Dividend Payment Schedule
—
Total Yield
3.94%

Company Profile

NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.
Sector
Financial Services
Industry
Insurance - Specialty
Stock Style Box
Small Value
Total Number of Employees
225

Valuation

Metric
NMIH
Price/Earnings (Normalized)
7.51
Price/Book Value
1.06
Price/Sales
4.05
Price/Cash Flow
5.98
Price/Earnings
NMIH

Financial Strength

Metric
NMIH
Quick Ratio
—
Current Ratio
—
Interest Coverage
18.79
Quick Ratio
No chart available

Profitability

Metric
NMIH
Return on Assets (Normalized)
10.79%
Return on Equity (Normalized)
15.99%
Return on Invested Capital (Normalized)
14.51%
Return on Assets
NMIH

Insurance - Specialty Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
Triad Guaranty Inc
TGIC
———
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LOCK|QK>LOCK|BQ$11B
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LOCK|v%m?F^LOCK|j@p$6B
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—LOCK|rs$$6B
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LOCK|h!%$%^YLOCK|kX$$6B
Essent Group Ltd
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—LOCK|^&C$5B

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