OSB Group PLC OSBGF

Morningstar Rating
$6.93 −0.24 (3.35%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

OSBGF is trading at a LOCK|M@@fx< premium.
Price
$6.93
Fair Value
LOCK|@nxn&@
Uncertainty
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1-Star Price
LOCK|MWW?^?
5-Star Price
LOCK|%YjP&D
Economic Moat
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Capital Allocation
—

Trading Information

Previous Close Price
$7.17
Day Range
$6.93–6.93
52-Week Range
$6.65–8.08
Bid/Ask
$4.59 / $11.00
Shares Outstanding
338.44M
Market Cap
$2.41B
Volume/Avg
2,000 / 1,742

Key Statistics

Price/Earnings (Normalized)
6.85
Price/Sales
2.77
Dividend Yield (Trailing)
6.98%
Dividend Yield (Forward)
6.98%
Dividend Payment Schedule
May, Sep
Total Yield
15.55%

Company Profile

OSB Group PLC is a specialist mortgage lender, focused on selected sub-segments of the mortgage market. Its lending business is supported by various funding platforms, including retail savings deposits sourced under two brands: Kent Reliance and Charter Savings Bank (CSB), securitisation platforms, debt issuance, and Bank of England schemes. The Group operates under two segments: OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). The majority of its revenue is generated from the OSB segment, which includes first charge residential mortgages for owner-occupiers, under shared ownership schemes, Buy-to-Let mortgages secured on residential property held for investment purposes by landlords, and commercial mortgages secured on commercial and semi-commercial properties.
Sector
Financial Services
Industry
Mortgage Finance
Stock Style Box
Small Value
Total Number of Employees
2,483

Valuation

Metric
OSBGF
Price/Earnings (Normalized)
6.85
Price/Book Value
0.86
Price/Sales
2.77
Price/Cash Flow
7.31
Price/Earnings
OSBGF

Financial Strength

Metric
OSBGF
Quick Ratio
—
Current Ratio
—
Interest Coverage
—
Quick Ratio
No chart available

Profitability

Metric
OSBGF
Return on Assets (Normalized)
0.95%
Return on Equity (Normalized)
14.07%
Return on Invested Capital (Normalized)
—
Return on Assets
OSBGF

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1-Day Chart
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Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
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LOCK|@NQSJYcQLOCK|N<Kf>$33B
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