Alternatives in 401(k)s Are a Solution in Search of a Problem
Meanwhile, serious 401(k) pain points are hiding in plain sight.
401(k)s
More on 401(k)s
Private Investments in 401(k)s: We Still Have Questions
As private markets and lifetime income strategies enter defined-contribution plans, careful oversight will matter more than ever.
Annuities Unveiled: A Guide to the Different Types of Annuities
Breaking down income annuities and savings annuities.
What You Need to Know About Annuities
Annuities come in many forms. Understand what you’re getting from these products.
How to Buy an Annuity
If you’ve decided to purchase an annuity, you’ll need to think through where to hold it, how much to annuitize, and when to make the buy.
Jamie Hopkins and Bonnie Treichel: Why You Can’t Set and Forget a Retirement Plan
Two retirement specialists discuss best practices in retirement-income planning, harnessing mental accounting for the good, and the role of annuities and alternative assets in defined-contribution plans.
Roth Employer Contributions Come With a 1099-R Surprise
Electing Roth treatment for employer contributions can trigger unexpected income—and a tax-timing risk advisors can’t afford to miss.
Should Higher Earners Still Make 401(k) Catch‑Up Contributions?
Even without the upfront tax break, Roth 401(k) catch‑ups may offer long‑term tax advantages.
Investors First: The New Rules of Retirement
Morningstar’s CEO explores the trends redefining retirement planning and how investors can approach it with confidence.
Is Now a Good Time to Buy an Income Annuity?
Retirees looking for income may find the most straightforward annuities attractive now, but there are caveats.
6 Retirement Must-Knows for 2026
Higher retirement plan contribution limits, changes to Social Security benefits, a new senior deduction, and more.
5 Smart New Year’s Resolutions for the Purposeful Investor: Optimize, Don’t Just Accumulate
As 2026 begins, shift your focus from saving to fine-tuning.
As a Higher Earner, Should You Still Make Catch-Up Contributions to Your 401(k)?
There’s no upfront tax break, but a Roth 401(k) has other tax benefits down the road.
What You Need to Know About Higher 401(k) and IRA Caps in 2026
Americans can save more than ever for retirement in 2026, but new IRS rules add fresh planning opportunities and potential pitfalls.
A Hidden Trend Is Changing 401(k) Plans. Here’s What It Means for Investors
New revenue-sharing models are making costs lower, but they are affecting how your target-date fund is managed.
3 Big Changes for Retirement Planning in 2026
Provisions in Secure 2.0, OBBBA affect retirement savers and retirees.
Vanguard Unveils First New Target-Date Series Since 2003
Vanguard Target Retirement Lifetime Income will offer retirement savers access to an annuity.
These Are the Funds in Morningstar’s 401(k)
Low-cost funds for the long haul.
As 401(k) Plans Add Private Assets, What Are Investors Really Buying?
New retirement products aimed at small investors may not live up to industry hype.
How to Roll Over an Old 401(k)
Is deciding what to do with an orphan 401(k) on your to-do list? Here are seven steps for getting it done.
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