401(k)s

More on 401(k)s

How Much Should I Have in My 401(k)?

If you’re enrolled in a 401(k) plan, here is what you need to know about this retirement savings vehicle.

Can I Take a Loan From My 401(k)?

Learn the differences between a 401(k) loan and hardship withdrawal, plus why you should set up an emergency fund.

Generating Retirement Income Just Got Easier—or Did It?

A new breed of target-date fund provides insurance against running out of money in retirement.

When Cashing Out an Old 401(k) Makes Sense

Rolling the money over to an IRA is usually the better option, but there are a few cases when taking a lump-sum distribution is a better deal.

No, 401(k) Funds Do Not Cost 2% Per Year

Beware the claims of investment personalities.

Why You Should Clean Up Those Old 401(k)s

Don’t add to the challenge of retirement savings by leaving a trail of abandoned accounts.

3 Key Retirement Decisions Affected By Higher Yields

How to factor in higher rates when deciding whether to purchase an annuity or buy long-term-care insurance.

Should More Retirement Plans Be Offering Annuities?

Investors may want to consider rethinking the role of their 401(k) plan.

Mike Moran: Taking the Temperature on Retirement Readiness

A Goldman Sachs retirement specialist discusses retirement savers’ successes and pain points, what 401(k) plans could do better, and what works in financial education.

Why I’m Reimagining My Retirement

My sandwich-generation crunch changed how I’m planning to live and invest in my later years.

Has IBM Built the Next Generation’s 401(k) Plan?

The company takes a hybrid approach to retirement benefits.

401(k)s for Higher-Income Employees

As their needs are greater, so must be their contribution rates.

What Is the Right 401(k) Contribution Rate?

Advice for middle-income workers.

The Biggest Misconception About Annuities

Investors have the right to be skeptical.

Kelli Hueler: Confronting the ‘Next Big Risk’ for Retirement

The Income Solutions founder discusses the role of annuities in retirement plans and her quest to add transparency to a historically opaque space.

Pension vs. 401(k): Which Retirement Option Wins in an Inflationary Environment?

Measuring the effect of inflation on fixed incomes.

Be Wary of Fixed Indexed Annuity Illustrations

If illustrated returns seem too good to be true, they probably are.

Have Older Investors Become Too Aggressive?

What to make of their love affair with equities.

The Fixed Indexed Annuities That Can Boost Retirement Outcomes

FIAs with lifetime benefits are best suited to financially savvy investors.

What Belongs in 401(k) Plans?

Setting reasonable limits on what investments should be offered.

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