How Much Should I Have in My 401(k)? If you’re enrolled in a 401(k) plan, here is what you need to know about this retirement savings vehicle. Tori Brovet and Carole Hodorowicz May 2, 2024
Can I Take a Loan From My 401(k)? Learn the differences between a 401(k) loan and hardship withdrawal, plus why you should set up an emergency fund. Carole Hodorowicz May 2, 2024
Generating Retirement Income Just Got Easier—or Did It? A new breed of target-date fund provides insurance against running out of money in retirement. Jason Kephart and Susan Dziubinski Apr 24, 2024
When Cashing Out an Old 401(k) Makes Sense Rolling the money over to an IRA is usually the better option, but there are a few cases when taking a lump-sum distribution is a better deal. Christine Benz Mar 27, 2024
No, 401(k) Funds Do Not Cost 2% Per Year Beware the claims of investment personalities. John Rekenthaler Mar 21, 2024
Why You Should Clean Up Those Old 401(k)s Don’t add to the challenge of retirement savings by leaving a trail of abandoned accounts. Mark Miller Mar 20, 2024
3 Key Retirement Decisions Affected By Higher Yields How to factor in higher rates when deciding whether to purchase an annuity or buy long-term-care insurance. Christine Benz Mar 1, 2024
Should More Retirement Plans Be Offering Annuities? Investors may want to consider rethinking the role of their 401(k) plan. Jess Bebel Nov 30, 2023
Mike Moran: Taking the Temperature on Retirement Readiness A Goldman Sachs retirement specialist discusses retirement savers’ successes and pain points, what 401(k) plans could do better, and what works in financial education. Christine Benz and Jeffrey Ptak, CFA Nov 28, 2023
Why I’m Reimagining My Retirement My sandwich-generation crunch changed how I’m planning to live and invest in my later years. Laura Lallos Nov 13, 2023
Has IBM Built the Next Generation’s 401(k) Plan? The company takes a hybrid approach to retirement benefits. John Rekenthaler Nov 9, 2023
401(k)s for Higher-Income Employees As their needs are greater, so must be their contribution rates. John Rekenthaler Nov 2, 2023
What Is the Right 401(k) Contribution Rate? Advice for middle-income workers. John Rekenthaler Oct 30, 2023
The Biggest Misconception About Annuities Investors have the right to be skeptical. Jess Bebel Sep 14, 2023
Kelli Hueler: Confronting the ‘Next Big Risk’ for Retirement The Income Solutions founder discusses the role of annuities in retirement plans and her quest to add transparency to a historically opaque space. Christine Benz and Jeffrey Ptak, CFA Sep 12, 2023
Pension vs. 401(k): Which Retirement Option Wins in an Inflationary Environment? Measuring the effect of inflation on fixed incomes. John Rekenthaler Aug 28, 2023
Be Wary of Fixed Indexed Annuity Illustrations If illustrated returns seem too good to be true, they probably are. Spencer Look Aug 2, 2023
Have Older Investors Become Too Aggressive? What to make of their love affair with equities. John Rekenthaler Jul 10, 2023
The Fixed Indexed Annuities That Can Boost Retirement Outcomes FIAs with lifetime benefits are best suited to financially savvy investors. Spencer Look Jun 13, 2023
What Belongs in 401(k) Plans? Setting reasonable limits on what investments should be offered. John Rekenthaler May 25, 2023