Ally Financial Inc

ALLY: XNYS (USA)

Morningstar Rating for Stocks	Fair Value	Economic Moat	Capital Allocation
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Ally Financial Earnings: Solid Results as Lower Credit Costs and NIM Expansion Boost Earnings

Michael Miller

Jan 21, 2026

Ally reported decent fourth-quarter earnings that were roughly in line with our expectations for the firm. Earnings per share rose to $0.95 from a depressed $0.26 last year, which translates to a return on equity of 9.2%.

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Ally Financial Inc

Ally Financial Earnings: Solid Results as Lower Credit Costs and NIM Expansion Boost Earnings

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