Ally Financial Inc

ALLY: XNYS (USA)

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Ally Financial Earnings: Improving Credit and Margin Expansion Support Ally's Earnings Recovery

Michael Miller , Julia Chang

Jul 21, 2026

Ally reported solid second-quarter earnings thanks to improving credit results and lower funding costs, with adjusted earnings per share coming in at $1.21, up 22% from last year. These results translated into an 11.0% return on equity, a good result for the firm but still below its long-term goals.

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Ally Financial Inc

Ally Financial Earnings: Improving Credit and Margin Expansion Support Ally's Earnings Recovery

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