Taking out a loan? First make these 5 smart -2-
If you think your credit score has improved since it was last updated, you can ask your home or auto lender for a "rapid rescore," which quickly adds new payment information to your credit report and updates your score in days (the lender pays for the rescore). Even "a few extra credit-score points gained from recent payments could make the difference in loan approval or save thousands of dollars over the life of the loan," according to Experian.
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-Venessa Wong
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