Morningstar

Truist Financial Corp TFC

Morningstar Rating
Unlock
Stock XNYS Rating as of
$46.45 +0.17 (0.37%)
View Full Chart
As of Delayed Price Post-Trading: $46.45 0.00

Company Report

View Archive

Increasing Our Fair Value Estimate for Truist to $55.40 as We Update Interest Rate Outlook

Maoyuan Chen

Truist’s business is primarily in retail and wholesale banking, following the sale of its insurance brokerage business unit in 2024. While this divestiture provided the bank with excess capital to reposition some of its lower-yield securities and for share buybacks, we appreciated the capital-light and less cyclical fee income stream, which historically provided a nice boost to the bank’s return on equity profile.

Read Analysis

Price vs Fair Value

View History
TFC is trading at a LOCK|&t@Y#b premium.
Price
$46.28
Fair Value
LOCK|.@
Uncertainty
LOCK|g?yd
1-Star Price
LOCK|.$Zq
5-Star Price
LOCK|.^^
Economic Moat
LOCK|Wxf
Capital Allocation
LOCK|T@rf$kl

Bulls Say, Bears Say

Bulls

Truist’s Southeast footprint has attractive growth potential, and the bank is building 100 new branches. If the bank is successful in taking more deposit share, it can improve its funding profile and returns.

Bears

The US economy has some pockets of softness. If the economy went into a recession, Truist would face lower balance-sheet growth and higher credit costs.

Show More

News

View All

Articles & Videos

Trading Information

Previous Close Price
$46.28
Day Range
$46.21–46.73
52-Week Range
$40.79–56.20
Bid/Ask
$46.09 / $46.46
Shares Outstanding
1.22B
Market Cap
$56.74B
Volume/Avg
9M / 7M

Key Statistics

Price/Earnings (Normalized)
10.33
Price/Sales
2.82
Dividend Yield (Trailing)
4.49%
Dividend Yield (Forward)
4.49%
Dividend Payment Schedule
Mar, Jun, Sep, Dec
Total Yield
10.83%

Company Profile

Truist Financial is one of the three super-regional banks in the US, with around $550 billion in assets as of the end of the second quarter of 2026. Truist emerged from the 2019 merger of BB&T and SunTrust. Based in Charlotte, North Carolina, the bank has a footprint largely in the mid-Atlantic and Southeast. Apart from retail and commercial banking operations, the bank also offers online and point-of-sale consumer lending, cards, wealth management, investment banking, and other banking services.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Mid Value
Total Number of Employees
38,711
Website
https://www.truist.com

Competitors

Valuation

View More
Metric
TFC
RF
PNC
Price/Earnings (Normalized)
 10.3310.7911.86
Price/Book Value
 0.961.321.38
Price/Sales
 2.823.103.59
Price/Cash Flow
 8.207.818.31
Price/Earnings
TFC
RF
PNC

Financial Strength

Metric
TFC
RF
PNC
Quick Ratio
 ———
Current Ratio
 ———
Interest Coverage
 ———
Quick Ratio
No chart available

Profitability

Metric
TFC
RF
PNC
Return on Assets (Normalized)
 1.10%1.40%1.32%
Return on Equity (Normalized)
 10.15%12.75%13.12%
Return on Invested Capital (Normalized)
 ———
Return on Assets
TFC
RF
PNC

Banks - Regional Industry Comparables

Screen With Investor
1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
Mizuho Financial Group Inc ADR
MFG
LOCK|?cPSS??LOCK|M@$132B
 Intesa Sanpaolo ADR
ISNPY
LOCK|f$<PxhFLOCK|dn$125B
 BNP Paribas ADR
BNPQY
LOCK|>!>>$?LOCK|^cS$114B
 Itau Unibanco Holding SA ADR
ITUB
LOCK|W?lwFCnLOCK|xL<$98B
 U.S. Bancorp
USB
LOCK|F!gr^WlLOCK|<&!$89B
 PNC Financial Services Group Inc
PNC
LOCK|gN&sN%p>LOCK|>#Vt$88B
 Lloyds Banking Group PLC ADR
LYG
LOCK|j%JZ<>LOCK|MGc>$78B
 NatWest Group PLC ADR
NWG
LOCK|JxkVsNqLOCK|%%Nk>$69B
 Deutsche Bank AG
DB
LOCK|?@LOCK|^>J$66B
 Nu Holdings Ltd Ordinary Shares Class A
NU
LOCK|!$ZXnLnQLOCK|?Fgk^$64B

Sponsor Center