Along with Equifax and TransUnion, Experian is one of the Big Three credit bureaus. Experian's US core credit bureau business is relatively mature and, as a result, the company has been expanding through adjacent products and in emerging markets.
Experian has data on approximately 1.5 billion consumers and about 200 million businesses globally; this depth would be incredibly hard to replicate.
Experian's business has some exposure to credit conditions, and a slowdown in marketing activity and originations could weigh on the firm's growth.
|
Metric
|
EXPGY
|
FICO
|
EFX
|
|---|---|---|---|
Price/Earnings (Normalized) | 17.51 | 16.65 | 16.96 |
Price/Book Value | 5.22 | — | 3.75 |
Price/Sales | 3.50 | 6.54 | 2.63 |
Price/Cash Flow | 12.32 | 15.32 | 10.54 |
|
Metric
|
EXPGY
|
FICO
|
EFX
|
|---|---|---|---|
Quick Ratio | 0.85 | 1.13 | 0.49 |
Current Ratio | 0.85 | 1.18 | 0.60 |
Interest Coverage | 9.44 | 6.72 | 5.24 |
|
Metric
|
EXPGY
|
FICO
|
EFX
|
|---|---|---|---|
Return on Assets (Normalized) | 12.09% | 48.40% | 6.42% |
Return on Equity (Normalized) | 30.80% | — | 16.20% |
Return on Invested Capital (Normalized) | 16.63% | 74.96% | 9.32% |
|
1-Day Chart
|
Name
|
Price
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
|---|---|---|---|---|---|---|
| Experian PLC
EXPGF
| — | LOCK|j>sD | $28B | |||
| SGS AG
SGSOF
| — | LOCK|Nb | $22B | |||
| SGS AG ADR
SGSOY
| — | LOCK|vs< | $22B | |||
| Verisk Analytics Inc
VRSK
| LOCK|$ZcT?zf | LOCK|FM | $22B | |||
| Equifax Inc
EFX
| LOCK|q<CfFD# | LOCK|f>vG | $16B | |||
| Bureau Veritas SA
BVRDF
| — | LOCK|Jg | $13B | |||
| Bureau Veritas SA ADR
BVVBY
| — | LOCK|&&@ | $13B | |||
| Booz Allen Hamilton Holding Corp Class A
BAH
| — | LOCK|^Y##N | $8B | |||
| ALS Ltd
CPBLF
| — | LOCK|Pv%W | $7B |
United States