OptimumBank Holdings Inc OPHC

Morningstar Rating
$8.55 −0.29 (3.28%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

OPHC is trading at a LOCK|#@^JNM premium.
Price
$8.55
Fair Value
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Uncertainty
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1-Star Price
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5-Star Price
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Economic Moat
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Capital Allocation
—

Trading Information

Previous Close Price
$8.84
Day Range
$8.40–8.83
52-Week Range
$3.92–10.68
Bid/Ask
$8.40 / $8.55
Shares Outstanding
12.63M
Market Cap
$107.99M
Volume/Avg
69,366 / 127,713

Key Statistics

Price/Earnings (Normalized)
9.83
Price/Sales
3.43
Dividend Yield (Trailing)
0.00%
Dividend Yield (Forward)
0.00%
Dividend Payment Schedule
—
Total Yield
—

Company Profile

OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides community banking services to individuals and corporate customers. The services provided by the bank include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal accounts, borrowings, repayment of loans, money market deposit accounts, debit cards, automated teller machines, and other bank related services.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
98

Valuation

Metric
OPHC
Price/Earnings (Normalized)
9.83
Price/Book Value
0.79
Price/Sales
3.43
Price/Cash Flow
8.40
Price/Earnings
OPHC

Financial Strength

Metric
OPHC
Quick Ratio
—
Current Ratio
—
Interest Coverage
—
Quick Ratio
No chart available

Profitability

Metric
OPHC
Return on Assets (Normalized)
1.81%
Return on Equity (Normalized)
17.38%
Return on Invested Capital (Normalized)
—
Return on Assets
OPHC

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