With Fair Isaac's Direct License Program delayed and a wider range of outcomes for mortgage bureau and score usage, we lower our fair value estimate on Fair Isaac.
Experian has data on approximately 1.5 billion consumers and about 200 million businesses globally; this depth would be incredibly hard to replicate.
Experian's business has some exposure to credit conditions, and a slowdown in marketing activity and originations could weigh on the firm's growth.
|
Metric
|
EXPN
|
FICO
|
EFX
|
|---|---|---|---|
Price/Earnings (Normalized) | 17.69 | 16.65 | 16.96 |
Price/Book Value | 5.18 | — | 3.75 |
Price/Sales | 3.54 | 6.54 | 2.63 |
Price/Cash Flow | 12.44 | 15.32 | 10.54 |
|
Metric
|
EXPN
|
FICO
|
EFX
|
|---|---|---|---|
Quick Ratio | 0.85 | 1.13 | 0.49 |
Current Ratio | 0.85 | 1.18 | 0.60 |
Interest Coverage | 9.44 | 6.72 | 5.24 |
|
Metric
|
EXPN
|
FICO
|
EFX
|
|---|---|---|---|
Return on Assets (Normalized) | 12.09% | 48.40% | 6.42% |
Return on Equity (Normalized) | 30.80% | — | 16.20% |
Return on Invested Capital (Normalized) | 16.63% | 74.96% | 9.32% |
|
1-Day Chart
|
Name
|
Price
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
|---|---|---|---|---|---|---|
| Experian PLC
EXPGF
| — | LOCK|&>Q! | $28B | |||
| Experian PLC ADR
EXPGY
| LOCK|#!G#NR? | LOCK|y??< | $28B | |||
| SGS AG
SGSOF
| — | LOCK|NF | $22B | |||
| SGS AG ADR
SGSOY
| — | LOCK|Pnr | $22B | |||
| Verisk Analytics Inc
VRSK
| LOCK|mfRQ$D | LOCK|^V | $22B | |||
| Equifax Inc
EFX
| LOCK|Tc!bSk! | LOCK|#VK! | $16B | |||
| Bureau Veritas SA
BVRDF
| — | LOCK|ZXY | $13B | |||
| Bureau Veritas SA ADR
BVVBY
| — | LOCK|G$y | $13B | |||
| Booz Allen Hamilton Holding Corp Class A
BAH
| — | LOCK|^RxH | $8B | |||
| ALS Ltd
CPBLF
| — | LOCK|m!@^ | $7B |
United States