Navient Corp NAVI

Morningstar Rating
$9.19 +0.08 (0.88%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

NAVI is trading at a LOCK|l@? premium.
Price
$9.19
Fair Value
LOCK|.SN&lj@
Uncertainty
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1-Star Price
LOCK|.W#VT
5-Star Price
LOCK|?r>KQjX
Economic Moat
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Capital Allocation
—

Trading Information

Previous Close Price
$9.11
Day Range
$9.12–9.30
52-Week Range
$7.33–13.48
Bid/Ask
$9.03 / $9.37
Shares Outstanding
93.78M
Market Cap
$861.87M
Volume/Avg
875,434 / 1M

Key Statistics

Price/Earnings (Normalized)
7.96
Price/Sales
1.45
Dividend Yield (Trailing)
6.96%
Dividend Yield (Forward)
6.96%
Dividend Payment Schedule
Mar, Jun, Sep, Dec
Total Yield
16.01%

Company Profile

Navient Corp provides technology-enabled education finance solutions that simplify complex programs and help millions of people achieve success. The company operates its business in two segments: Federal Education Loans, and Consumer Lending. A majority of its revenue is generated from the Federal Education Loans segment, in which the company owns and manages the Federal Family Education Loan Program (FFELP) loans, generating revenue mainly in the form of net interest income. The Consumer Lending segment owns and manages private education loans and is the master servicer for these portfolios. Through its Earnest brand, the company also refinances and originates in-school private educational loans.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Small Core
Total Number of Employees
670

Valuation

Metric
NAVI
Price/Earnings (Normalized)
7.96
Price/Book Value
0.36
Price/Sales
1.45
Price/Cash Flow
3.61
Price/Earnings
NAVI

Financial Strength

Metric
NAVI
Quick Ratio
—
Current Ratio
—
Interest Coverage
—
Quick Ratio
No chart available

Profitability

Metric
NAVI
Return on Assets (Normalized)
−0.07%
Return on Equity (Normalized)
−1.40%
Return on Invested Capital (Normalized)
—
Return on Assets
NAVI

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